We Care About Our Customers
We have built our outstanding reputation in the area and take great pride in our high percentage of repeat customers. Come visit us and see what a difference a low pressure, friendly atmosphere makes to your car shopping experience.
We Are the Financing Experts!
We have helped many customers purchase a late model, low mileage vehicle when other dealerships have turned them down. We have multiple financing sources and know the best plan forward for nearly any credit situation. And, we will find you the best rates possible!
Frequently Asked Financing Questions
If your question isn't answered here, please email or call us
FINANCING FAQ
Why should I finance through your dealership versus arranging financing on my own?
Highway Contact Auto Sales has affiliations with some of the top rated auto loan lenders in the country. Let our relationships work for you! The volume of auto loans that we provide to these lenders allows us to negotiate better terms for your loan than you probably can on your own. We make it easy to receive a desirable loan without our customers having to do the extra work themselves.
What does your financing process work?
Our financing process is simple. Just select the specific vehicle that best meets your needs then submit an online credit application. Once approved, our finance manager will work the deal with our partnered auto loan lenders to get you the best deal.
How will my finance rate be calculated?
Financial institutions typically take four major factors into account:
1. Specific vehicle Information, including the year, make, model, and mileage.
2. Applicant Information, including employment, residence, and income information.
3. Credit score and payment history, via Equifax, Experian, and / or TransUnion.
4. Amount of down payment and / or any vehicle trade-in equity value.
I have had past credit problems - can I still get decent financing?
Absolutely! In fact, Highway Contact Auto Sales specializes in approving sub-prime customers. We will not let bad credit or no credit get in the way of getting our customers approved and into a reliable vehicle with very affordable monthly payments.
If this my first vehicle purchase, can I still qualify for vehicle financing?
Of course! First time car buyers are welcome. No credit is not a problem.
What documents do I need to purchase a vehicle?
Drivers license, current car insurance ID card, 4 weeks of your most recent paycheck stubs, and 2 months of bank statements. For customers that are self employed, paycheck stubs aren't needed, but 3 months of bank statements must be provided.
DISCLAIMER: All financed vehicles are subject to additional fees, including (but not limited to) $33 lien filing fee and $389 dealer documentation fee
